Queens Capital Mortgage
Queens Capital Mortgage helps you find the right loan, whether you’re buying your first home, upgrading, or refinancing.
LOAN PRODUCTS
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Homebuyer Loans
FHA Loans – Low down payment and flexible credit requirements, ideal for first-time buyers.
Conventional Loans – Competitive rates and a variety of term options for qualified buyers.
USDA Loans – Zero-down financing for eligible rural and suburban homes.
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Specialty Programs
VA Loans – Exclusive benefits for veterans and active-duty service members.
ITIN Loans – Homeownership options for borrowers without a Social Security number.
Non-QM Loans – Tailored for self-employed or unique income situations.
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Investor Loans
DSCR Loans – Investment property financing based on rental income rather than personal income.
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Down Payment Assistance & First-Time Buyers
Down Payment Assistance Programs – Options that can help cover upfront costs so you can get into a home sooner.
First-Time Homebuyer Programs – Designed to make purchasing your first home more affordable, with low down payments and special benefits.
What’s Your Why?
Buying a home isn’t just about square footage and paperwork — it’s about building a life you love.
✅Make memories that matter – From backyard barbecues to holiday mornings, your home is where the good stuff happens.
✅Build your own equity – Stop paying your landlord’s mortgage and start stacking up your own wealth.
✅Give your family roots – A place to grow, settle in, and make it yours.
✅Lock in your costs – Say goodbye to unpredictable rent hikes and hello to steady payments.
✅Take pride in your place – Paint the walls neon green if you want (we won’t judge). It’s your home.
Why Refinance Your Home?
Refinancing isn’t just about getting a new loan — it’s about making your current home work smarter for you.
Lower your monthly payment – Lock in a better rate and keep more money in your pocket each month.
Pay off your home faster – Shorten your loan term and build equity quicker.
Tap into your equity – Use a cash-out refinance for renovations, debt consolidation, or big life goals.
Stabilize your budget – Switch from an adjustable-rate mortgage to a fixed rate for peace of mind.
Leverage today’s market – If rates have dropped since you bought your home, now could be the time to save.
At Queens Capital Mortgage, we’ll walk you through your refinance options and help you decide if it’s the right move for your goals.
